Benefit Summary Plan Descriptions
A Benefit Summary Plan Description (SPD s) is a comprehensive document, which advises plan participants and their beneficiaries of their rights and obligations under the plan. The document provides a basic written source of data to employees and their beneficiaries on plan benefits, requirements for obtaining benefits and limitations on benefits.
To view the summary plan descriptions click on the appropriate coverage link for health insurance, dental insurance, life insurance, flexible spending accounts or 403b retirement account.
The Summary Plan Descriptions are in a PDF format (Acrobat Reader) and bookmarks have been established to assist in navigating through the documents. Once the document is opened, click the Bookmark icon on the toolbar and the bookmarks will appear in a window on the left side of the document. Select the appropriate link for information.
| Summary Plan Description | Carrier |
| Health Insurance BCBS Blue Advantage POS Plan (Benefits are subject to the limitations as stated in the Schedule of Benefits.) 2009 Summary of Medical Material Modifications | Blue Cross Blue Shield |
| Dental Insurance DHMO, DPPO, 2009 & Summary of Dental Material Modifications, State Specific Required Riders | Cigna Dental |
| Flexible Spending Accounts | Ceridian |
| Group Term Life & Accidental Death & Dismemberment Insurance; Voluntary AD&D | SunLife |
| 403B Retirement Account | TIAA- CREF |
| Long Term Disability, Amendment 1, Amendment 2, Amendment 3, Certificate 1, Certificate 2 | Cigna |
| Vision Policy , Amendment 1, Certificate | VSP |
| Dependent Coverage Eligibility Change Summary of Material Modifications | Cigna Dental, VSP, SunLife |
Please email Hazel James (hejames@loyno.edu) or Heather Blanchard (hdblanch@loyno.edu) to request a paper copy of a summary plan description for any of the coverages listed above. If you need additional information please do not hesitate to contact a Benefits Representative in the Human Resources Department at 864-7027 or 864-7030.
